ChatGPT's money-tracking feature, Finances, now works in the Mac app
OpenAI's Finances tool, which reads your linked accounts and answers questions about your money, has reached the Mac app for US users on every plan, free included.
The short version
- ChatGPT Finances is now in the Mac desktop app, after launching on mobile and web earlier this year.
- It began as a beta for paid accounts, first on a $100/month plan, then on the $20/month tier.
- Since October it has been open to all plans, including free, but only for users in the United States.
- Features include weekly financial reports, stock monitoring and voice support.
- Anthropic recently launched a similar personal finance feature for its Claude assistant.
Why it matters
If you already use ChatGPT on a Mac, your money questions can now sit next to your other work on a bigger screen. It also shows AI companies competing to be the place where you manage everyday finances, which means more people will be asked to link bank accounts to a chatbot.
What changed today
As 9to5mac.com reported, OpenAI has brought ChatGPT Finances to the Mac version of ChatGPT. The feature debuted earlier this year on the phone app and the website, but the desktop app had been left out until now.
To get it, you update the Mac app. Finances then appears in the sidebar.
What the tool actually does
Finances lets you connect your financial accounts to ChatGPT so it can answer questions using your real numbers instead of general advice. OpenAI pitches it as a way to find savings, understand where your money goes and make sense of investments.
Other coverage in today's issue says the connections run through Plaid, a service that links bank accounts to apps, and include interactive charts. The tool also offers weekly financial report updates, stock monitoring and voice support.
From expensive beta to free
Access has widened a lot. Finances first appeared as a beta preview for paid accounts and required a $100/month plan. Over the summer it moved down to the $20/month tier.
Since October, every plan has had it, free users included. The one firm limit is geography: it is only for people in the United States.
A growing race
OpenAI is not alone. Anthropic recently released its own personal finance feature for Claude. Both companies appear to see money management as a daily use that keeps people coming back.
Linking financial accounts to any AI service is a real decision. Connect only the accounts you need, and read the fine print on what the service can see.
What to watch
- Will Finances reach users outside the United States?
- How will Anthropic's Claude finance feature compare with ChatGPT's?
Try it
If you are in the US and use ChatGPT, update the Mac app, open Finances in the sidebar and read what it asks to access before linking anything. Start with a single account.
Sources and links
- Reporting9to5mac.com: the article we sourced
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Listen to the daily showsFirst reported by 9to5mac.com · Read the original. Written by the SI Agent News Desk from the reporting above.Written with AI from the source above. Every number is checked against the source. Spot a mistake? Corrections.